What cover is provided?

Insolvency: Where a company goes out of business. Claim payments due to Insolvency will normally be made within 30 days of confirmation of debt.

Protracted default: Where a UK company fails to pay invoices, a claim will be paid when you have a County Court Judgment awarded in your favour or where a non UK company fails 6 months after the due date of the invoices. We cover not only UK debtors but also debtors in many overseas countries.

We've been listening to some of the things that concern our customers.

Here's a comprehensive list which we hope will answer most questions about Debtor Insurance, our credit insurance product.

Lloyds TSB Commercial Finance has been protecting its clients against the failure of debtors since 2004.

In 2009 our dedicated team provided cover for in excess of £2.5 billion worth of sales in the UK and Europe. In 2008 Commercial Finance together with Chartis UK decided to launch the Debtor Insurance product to the wider the business community, offering the joint expertise of Lloyds TSB Commercial Finance and Chartis UK to help protect business against the failure of their customers.

Take a look at who you'll be talking to in the Debtor Insurance team.

Lloyds TSB Commercial Finance, part of the Lloyds Banking Group, is a market leader in asset based lending.

For over 40 years we have offered businesses the flexibility that comes with asset based financing. Lloyds TSB Commercial Finance currently supports over 10,000 clients from start-ups to multi-nationals demonstrating real commitment to the UK Business Community.

In March 2008 we launched our flexible Debtor Insurance product, underwriten by Chartis Insurance UK Ltd, offering additional support and protection to UK businesses.